Tag Archives: Damages

What Does Your Insurance Cover?

shutterstock_158233841A pipe breaks in an upstairs condo, and the leak damages the roof of the downstairs unit. The downstairs tenant demands that someone pay for the damage. The upstairs tenant says it’s the HOA who should cover it. And, the HOA says that it’s not their responsibility. Who’s right? Is the damage covered by homeowners’ insurance? Should the association have to pay at all? Continue reading